(g) An applicant for authorization or renewal of a licence shall submit to the Commissioner, in the form of a rule or injunction, an irrevocable consent, designating the Secretary of State as the applicant`s agent, in order to obtain service of legal proceedings in non-criminal proceedings, actions or proceedings against the applicant; which results from the violation of a provision of this Chapter. Service is in accordance with Indiana`s test procedure. (h) For proven reasons, the agent may waive the requirements of subsection (a) (4) for one (1) or more of the owners, directors, managers or final officers of an applicant. (3) Two (2) hours of credit standards training for non-traditional mortgages. (4) Two (2) hours of national law and rules for the financing of the construction of residential immovable property. . . .